Mama Hippie

Natural Living through Pregnancy, Birth & Beyond

  • Facebook
  • Twitter
  • Pinterest
  • Instagram
  • RSS
  • Pregnancy & Birth
    • Natural Childbirth
    • Placenta
    • Pregnancy Loss
    • Postpartum
  • Natural Parenting
    • Babywearing
    • Breastfeeding & Pumping
    • Cloth Diapering
    • Cosleeping & Sleep
    • Toys & Crafts
  • Green Living
    • Essential Oils
    • Green Cleaning
  • Resources
  • Trades of Hope
    • Become a Compassionate Entreprenuer
    • Shop!

Sort Out Your Bank Account! How To Stop Your Excessive Spending

by Stephanie Leave a Comment

Share on Facebook
Share on Twitter
Share on Google+
Share on LinkedIn
Pin to Pinterest
Share on StumbleUpon
+

This time of year, it’s extremely easy to look at your bank account and to see a figure that’s considerably lower than you thought it would be. During December, everything starts adding up, and you have far more outgoings than at other times of the year. Christmas presents, Christmas food, gas to visit relatives… A lot of families budget carefully for Christmas, but not everyone manages to do so. If your Christmas over-spending is representative of you over-spending through the rest of the year as well, here are some tips to help you become more financially responsible.

Make A Spreadsheet

Sort Out Your Bank Account! How To Stop Your Excessive Spending
Source

If you’re very clear with yourself about your incomings and your outgoings, and you write them down in a spreadsheet, you might start to see where you’re going wrong. Maybe you’re buying too much food and throwing a lot of it away, or perhaps you’ve been spending more money than you can afford on clothes. Making a spreadsheet to see what exactly you’re spending money on will help you decide what needs to be cut back.

Stay Within Your Means

Sort Out Your Bank Account! How To Stop Your Excessive Spending
Source

Make sure that you set yourself a budget and that you stick to it without spending too much on frivolous things. That might not sound like much fun, but it’s absolutely crucial that you don’t spend more than you earn and that you contribute a small amount to your savings every month that you can dip into if there are any disasters. A car that’s broken down or a boiler that’s gone bust shouldn’t be the things that send you into debt. Make sure that you’ve prepared for a rainy day so that when something bad happens, you’ll know how to deal with it.

Stay On Top Of Your Bills

Pay each bill the day that you get it – no exceptions. This will help you to be and to stay more organised, and it won’t lead to a pile-up of bills at the end of the month that might just push you over the financial edge. If you have taken out a personal loan, make sure that you stay on top of repayments and that you keep to the terms of your loan.

Look Around For Deals

Sort Out Your Bank Account! How To Stop Your Excessive Spending
Source

Make sure that you look around for deals at different stores to ensure that you’re not spending more money than you need to. Coupons can be extremely useful, but make sure that you’re not buying food or items that you don’t need just because they’re on sale! In addition, sometimes checking out deals at different stores can become needlessly time consuming. Your time is as important as your money – although it’s important to look around and make sure that you aren’t over-spending, don’t use up all your free time doing so!

Talk To A Professional

Sort Out Your Bank Account! How To Stop Your Excessive Spending
Source

At the end of the day, it’s important to talk to someone who understands finances. If you feel shaky or uncertain about it, someone who is paid to understand money will be able to help you get back on your feet if you’re having a hard time.

  • Twitter
  • Facebook
  • Pinterest
  • Tumblr
  • Email

Related

«
»

Filed Under: Finances, PTP Tagged With: bank, budget, finances

STAY CONNECTED & GET MY FREE LABOR BAG CHECKLIST

Subscribing to the newsletter is the best way to stay connected to great things happening here at Mama Hippie, and I invite you to join to receive regular updates! My newsletter offers weekly natural living & parenting tips, tricks and advice!

Plus, when you subscribe, you’ll also get my natural labor bag checklist, free to you!



Amazon Associates Disclosure

Stephanie Tadlock is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

About Mama Hippie

Hello, I'm Stephanie. I live in the United States with my husband, and 3 kids under 4. We're a cosleeping, babywearing, cloth diapering family. more?

For PR and Giveaway Requests, click here.

  • Bloglovin
  • Facebook
  • Instagram
  • Pinterest
  • Twitter
Learn how to earn a living helping women escape poverty around the world!

Stay Up to Date

Sign up for my newsletter and recieve a free copy of my natural labor bag checklist.


Top Posts

50+ Baby Names Inspired by the Sea
50+ Celestial Baby Names
4 Useful Ideas for Expired Breastmilk
30+ Baby Names Inspired by Fruit & Herbs

Recent Posts

  • 35+ City Baby Names
  • Huge Holiday Grand Prize Giveaway
  • Rainbow Baby Names For Your New Baby
  • Nat Geo Kids Shark-tastic Book GIVEAWAY!
  • 2021 Back to School Grand Prize Giveaway

Recent Comments

  • amy on My Experience with the Bradley Method
  • Rainbow Baby Names For Your New Baby - Mama Hippie on My Miscarriage Story
  • Dan White on White Cedar Naturals CBD Review
  • Damilola on 9 Ways to Honor a Baby Lost Too Soon
  • Paisley mist on 50+ Baby Names Inspired by the Sea
Terms of Service * Disclosure * Privacy Policy * Disclaimer

Copyright © 2023 · Delightful theme by Restored 316

 

Loading Comments...